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Individual Insurance Plans
AFFORDABLE HEALTH INSURANCE PLANS
Life Insurance, Health, Disability, Retirement Plans, Annuities
Life Insurance
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Whole Life Insurance
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Universal and Variable Universal Life Insurance
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Term Insurance
Whole life is a versatile financial instrument devised for the protection of families, businesses, and the creation and enhancement of wealth. To appreciate the great value of this type of life insurance protection, one needs to explore how it works, its uses, its benefits, and the options you have in structuring a contract to meet your specific needs.
The protection and wealth-enhancing benefits of whole life insurance make it the most comprehensive financial tool available today. Its great value is enhanced by its flexibility, which enables it to be customized for a variety of consumer needs. Premium flexibility is provided by existing paid-up additions and dividend options. The loan feature and the ability to withdraw dividends provide readily available liquid assets. Together, the guaranteed cash value, guaranteed death benefit, and guaranteed premium provide policy owners with a solid foundation for financial protection and the ability to build wealth in a turbulent and uncertain world.
Disability Insurance
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Individual Disability Products
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Small Business Protection Products
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Supplemental Disability Income Protection
Health Plans
We’ll help you discover your options
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Platinum plans will cover 90% of a person’s HEALTH CARE COSTS.
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Gold plans will cover 80% of a person’s HEALTH CARE COSTS.
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Silver plans will cover 70% of a person’s health care costs.
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Bronze plans will cover 60% of a person’s HEALTH CARE COST
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Catastrophic plans will be available to only individuals under the age of 30 or those who are exempt from purchasing coverage. The out of pocket limits of $6350 individual and $12,700 family will apply. No cost sharing is required.
Let us help you through the process.
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We’ll explain the different plans on and off the exchange.
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Qualify you for the necessary tax credits subsidy.
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Complete the application with the carrier or at the Healthcare.gov website.
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Most importantly we’ll make sure you are getting the most value for your dollar.
So don’t waste your time with a government call center!
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I want to find a new plan that meets my needs and budget.
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I like my current plan and want to find something similar.
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I want to see if I qualify for government subsidies.
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I want to find out whether it makes sense to join my spouse's plan.
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I just want to see all my available options.